Data and Techniques Used in Consumer Credit Rating Model
A Systematic Review
Keywords:
consumer credit rating, credit scoring models, systematic reviewAbstract
The consumer credit rating models play a vital role in the financial industry helping organizations to make decisions on providing a loan and managing credit risk. The current paper of systematic review will try to consolidate the existing knowledge about data and techniques used within consumer credit rating models as well as give an overview of the present state of research and offer some suggestions on potential areas of future exploration.
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