THE ECONOMIC FACTORS AFFECTING THE LOAN VOLUME OF THE GOVERNMENT SAVINGS BANK, MAE RIM BRANCH, CHIANG MAI

Abstract

The study on the economic factors affecting the loan volume of the Government Savings Bank, Mae Rim Branch, Chiang Mai uses the Secondary Data (Time Series) from January 2013 to December 2017. About 60 months to create a model of multiple linear regression to study the variables affecting the loan volume of the Government Savings Bank, Mae Rim Branch, Chiang Mai include The amount of deposit of the Government Savings Bank, Mae Rim Branch, Non-performing loans of the Government Savings Bank, Mae Rim Branch, Northern Consumer Price Index, Low interest rates for retail customers and inflation.

Purpose of this study, to study the economic factors affecting the loan volume of the Government Savings Bank, Mae Rim Branch, Chiang Mai, as a guideline to prepare for the current economic change, and manage credit more effectively.

The study indicated that factors affecting the loan volume of the Government Savings Bank, Mae Rim Branch, Chiang Mai is the amount of deposit of the Government Savings Bank, Mae Rim Branch, Non-performing loans of the Government Savings Bank, Mae Rim Branch, Low interest rates for retail customers and inflation is a variable that is related in the same direction at the confidence level of 95 percent. Northern Consumer Price Index it is not statistically significant.