THE FACTORS AFFECTING THE NON-PERFORMING LOAN VOLUME UNDER THE CHOR PHOR KHOR CREDIT WELFARE PROJECT OF GOVERNMENT SAVINGS BANK(GSB), KAMPHAENGPHET

Abstract

The objective of this study was to investigate the factors affecting the non-performing loan volume under the Chor Phor Khor credit welfare project of Government Savings Bank(GSB),  Kamphaengphet. Time series data (secondary data) were collected from 2013 to 2017. The researcher collected monthly data, totaling 60 months in 5 years. Multiple Regression and Least Square were used in this study. The researcher analyzed the relationship between dependent variable, non-performing loan volume under the Chor Phor Khor credit welfare project of Government Savings Bank,  Kamphaengphet and four independent variables, including gross domestic product, consumer price index, prime loan rate, and total non-performing loan of  GSB,  Kamphaengphet. The results of this study indicated that factors affecting e non-performing loan volume under the Chor Phor Khor credit welfare project of Government Savings Bank(GSB),  Kamphaengphet included consumer price index and prime loan rate, which were positively related to dependent variable with a statistical significance level of 0.05.