FACTORS AFFECTING ON NON-PERFORMING LOANS (NPLS) OF THE PUBLIC BANK LOANS GOVERNMENT SAVINGS BANK, WANG SAPHUNG BRANCH

Abstract

This research aims to study the factors affecting the non-performing loans (NPL) of the People's Bank loans. Government Savings Bank, Wang Saphung District, Loei Province. Government Savings Bank, Wang Saphung. Both regular and debtor debtors. From Credit Systems The Savings Bank By stratified sampling Assume that Age factor Marital status Educational Factors Career factors Loan Factor Affecting Non-Performing Loans (NPL) Of Savings Bank, Wang Saphung Branch.                   

Results of the Non-Performing Loans (NPL) Loan Test Of Savings Bank, Wang Saphung Branch The five independent variables were age, status, education level, occupation and loan amount.To find out the factors that affect the non-performing loans (NPL), there are 5 independent factors. The impact on NPLs of public sector loans Government Savings Bank, Wang Saphung. The statistically significant relationship was statistically significant at 0.05.               

The results of this research, Researchers hope that those involved in the bank. The executive Employees from financial institutions And those who are interested can apply the results to the data. To make decisions and set policies, guidelines or conditions for approving bank loans. To prevent future non-performing loans (NPLs). This will benefit the Thai economy as well.