THE INFLUENCES DECISION FACTOR OF CHOOSING RMF LTF AND LIFE INSURANCE INVESTMENT FOR BANGKOK EMPLOYEE

Abstract

The purpose of this study is to determine the influences decision factor for choosing RMF, LTF and life insurance investment for the employee in Bangkok.  The data was collected by given questionnaire to 400 people using convenience sampling method.  Then, it was analyzed by percentage, average value, standard deviation and one-way ANOVA method. The result shows that 64.3% of samples choose to invest in RMF, LTF and life insurance for tax-reduction purpose. The decision was coming from their own decision, along with the self-study to find the information they require before decided. Moreover, the study shows that the preferable investment method is RMF, life insurance and LTF, respectively. The result of hypothesis testing also suggest that the sample choose investment option (RMF, LTF, Life insurance) based on their yearly income. At a confidence level of  95%